Pacific Cross Secures High Financial Strength Rating from PhilRatings

Published on: 30/09/2020

With over 70 years of solid knowledge and experience in the insurance industry, Pacific Cross Philippines consistently proves to be your strong and trusted ally in times of a crisis, making us one of the most financially stable companies today.

Pacific Cross Philippines (PCPH) remains steadfast in the leaderboard following the financial strength rating of PRS A given by the Philippine Rating Services Corporation (PhilRatings*).

The agency recognized PCPH to hold strong financial security characteristics with its ability to offer a good quality investment portfolio, profitability, resilience and recoverability amid the pandemic.

In an article published by the Manila Bulletin dated 10 September 2020, PhilRatings further highlighted the following factors attributable to the assigned rating: Pacific Cross’ highly-competitive products and solid market experience; its sound investment portfolio; ample liquidity; expectations that the company’s profitability will recover; and the resilience of the insurance industry amid the COVID-19 pandemic, supported by regulatory relief measures. (Source: Loyola, J. [2020] ‘Pacific Cross gets high financial strength rating’, Manila Bulletin, 10 September. Available at:

From being the No. 1 Non-Life Insurance Company for both 2018 and 2019 ASEAN Corporate Governance Scorecard, hailed as the industry leader in non-life health insurance based on 2018 Insurance Commission rankings, and being a consistent high performer in terms of Premiums Earned, Net Premiums Written and Net Income out of the 59 non-life insurance companies over the years, Pacific Cross stands committed to strengthen its market position in medical, personal accident and travel insurance, which PhilRatings considered “a key competitive strength of the company”. 

With these attestations of growth and progress, PCPH assures its Policyholders and Clients that the Company remains to be #HereForYou for all your medical and travel insurance needs.

*PhilRatings is the only domestic credit rating agency in the Philippines accredited by the Bangko Sentral ng Pilipinas (BSP) and the Securities and Exchange Commission (SEC).